Hitting an obstacle...

Today was originally the day we were going to close on our town house. Unfortunately, that is not the case…

When we went for our final walkthrough last week, we found a wall that had a fairly large bow in it. I (Scott) being a stickler for detail, was instantly annoyed by it and demanded that it be corrected. I was met with opposition not by the contractor, but by Lyndsay, who determined that out of the 40 or so walls that were in the town house, having 39 straight ones was good enough…why bother asking for more.

The more I thought about it, the more it bothered me. The worst part was that it was right next to the toilet in the master bath. I was basically guaranteed a 3 to 5 minute time every day where I would be forced to sit down and look straight at it. I knew that wouldn’t would be good, so I called the contractor and he was happy fix it, though that would require push pushing closing back to Wednesday.

I also was glad the closing got moved back because it was looking like our financing was not going to be ready on time. Last Tuesday I learned that our mortgage would need five business days to get fully approved. In talking with our broker last week, I assumed we were talking about this step because he was going to submit my loan for approval. This afternoon I received an email from him notifying me that it would be submitted for approval tomorrow. What does this mean?

Not too sure. Assuming we actually get approved--which is still a maybe--we might actually get to move in sometime this month. And it means our financing people are slower than slow. And they don’t seem to care, really…which is the most frustrating part. CTX Mortgage gets two thumbs down.